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Texas ZIP Codes
Bandera County
Pipe Creek, TX
78063
78063 ZIP Code — Pipe Creek, TX
Bandera County, Texas
ZIP code 78063 is located in
Pipe Creek ,
Texas ,
within Bandera County .
It covers approximately 119.32 square miles and serves a population of
10,309 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 830 .
About ZIP code 78063
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $238,200. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($78,149) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.
Overall, ZIP code 78063 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
78063 ZIP code map
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Cities in ZIP code 78063
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
10,309
Population density
86 / sq mi
State FIPS
48
County FIPS
019
Geography
Land area
119.32 sq mi
Water area
4.31 sq mi
Latitude
29.6766
Longitude
-98.8872
Timezone
Central (CT)
Area code
830
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.9%
38.2%
39.5%
$50k – $100k
35.3%
36.8%
30.1%
$100k – $200k
21.8%
19.1%
22.6%
Over $200k
8.0%
5.9%
7.8%
Demographics & statistics
$78,149
Median household income
$238,200
Median home value
29.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,637 15.9%
18 and over 8,672 84.1%
65 and over 2,531 24.6%
Median age 50.3 years
Race & ethnicity
Black or African American
0.6%
American Indian / Alaska Native
0.6%
Group Count %
White 8,325 70.8%
Two or more races 1,485 12.6%
Hispanic or Latino 1,445 12.3%
Other race 277 2.4%
Asian 83 0.7%
Black or African American 73 0.6%
American Indian / Alaska Native 66 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.9%
38.2%
39.5%
$50k – $100k
35.3%
36.8%
30.1%
$100k – $200k
21.8%
19.1%
22.6%
Over $200k
8.0%
5.9%
7.8%
Range % of households
Under $10k 3.1%
$10k–$15k 5.1%
$15k–$25k 6.2%
$25k–$35k 5.7%
$35k–$50k 8.6%
$50k–$75k 19.3%
$75k–$100k 18.4%
$100k–$150k 17.1%
$150k–$200k 7.7%
$200k+ 8.9%
Median income $78,149
Housing
Housing overview
Metric Value
Median home value $238,200
Median rent / month $915
Owner occupied 92.2%
Renter occupied 7.8%
Vacant 19.2%
Single-family detached 74.3%
Large apartment buildings 0.0%
Mobile homes 23.1%
Median rooms 5.5
Avg household size (owned) 2.59
Year built
Era %
2020 or later 1.6%
2010–2019 17.6%
2000–2009 23.0%
1990–1999 19.4%
1980–1989 11.4%
1970–1979 12.0%
1960–1969 7.7%
1950–1959 2.8%
1940–1949 0.9%
1939 or earlier 3.6%
Bedrooms
Size % of units
No bedroom (studio) 4.8%
1 bedroom 11.3%
2 bedrooms 21.4%
3 bedrooms 40.3%
4 bedrooms 17.5%
5+ bedrooms 4.7%
Vehicles per household
Vehicles % of households
No vehicle 1.3%
1 vehicle 21.1%
2 vehicles 36.5%
3 or more 41.1%
Heating fuel
Fuel type %
Utility gas 3.5%
Electricity 83.6%
Propane / LP gas 9.1%
Wood 3.5%
Households & families
Household type Count %
Married-couple family 2,302 58.4%
Cohabiting couple 269 6.8%
Male householder, no spouse 731 18.6%
Female householder, no spouse 638 16.2%
Households with children under 18 769 19.5%
Households with seniors (65+) 1,760 44.7%
Average household size 2.62
Marital status
Status Male Female
Never married 27.6% 22.3%
Married 55.8% 55.7%
Separated 0.0% 0.2%
Widowed 1.2% 8.7%
Divorced 15.3% 13.2%
Education
Some college, no degree
27.1%
Graduate / professional
10.5%
Metric %
HS diploma or higher 93.1%
Bachelor's or higher 29.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 75 4.2%
Kindergarten 149 8.3%
Elementary school 676 37.5%
High school 442 24.5%
College / grad school 462 25.6%
Employment
Industry of employment
Education & healthcare
17.2%
Professional & management
13.7%
Arts, food & hospitality
6.6%
Finance & real estate
5.2%
Public administration
3.9%
Transportation & utilities
3.3%
Agriculture & mining
2.0%
Occupation
Category %
Management, business & arts 39.9%
Service 15.0%
Sales & office 23.3%
Natural resources & construction 8.7%
Production & transportation 13.2%
Employment type
Type %
Private sector 80.0%
Government 11.3%
Self-employed 8.7%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.5%
Carpool 6.8%
Public transit 0.0%
Walk 1.1%
Work from home 8.0%
Other means 2.6%
Avg commute (minutes) 41.4
Poverty
Married-couple families
4.4%
Female-led households
11.3%
Income support
Source % of households
Social Security 43.4%
Retirement income 37.1%
Supplemental Security 2.9%
Cash public assistance 0.3%
Food stamps / SNAP 6.6%
Health indicators
Condition %
Obesity 35.8%
High blood pressure 38.9%
High cholesterol 38.9%
Diabetes 13.2%
Heart disease 7.9%
Stroke 3.5%
Asthma 9.3%
Arthritis 27.5%
Kidney disease 3.3%
Pulmonary disease 8.5%
Cancer 7.3%
Behavior / access %
Smoking 19.3%
Binge drinking 17.8%
No physical activity 25.1%
Less than 7 hrs sleep 33.8%
Depression 22.6%
Fair or poor health 18.3%
Poor mental health 14.9%
Poor physical health 12.8%
No health insurance 22.4%
Visited doctor (checkup) 71.2%
Visited dentist 54.1%
Cholesterol screening 91.2%
Teeth loss 13.9%
Veterans & disability
Veterans Count %
Civilian veterans 1,344 15.5%
Disability %
Any disability 18.5%
Under 18 1.5%
18–64 years 13.9%
65 and over 40.8%
Health insurance coverage
Type %
Private insurance 66.6%
Public insurance 41.1%
No insurance 11.4%
Uninsured under 19 6.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 9,925 96.3%
Spanish 687 6.9%
Other Indo-European 582 5.9%
Asian & Pacific Islander 71 0.7%
Other languages 34 0.3%
Place of birth & citizenship
Origin Count %
Native born (US) 9,740 94.5%
Born in same state 9,293 90.1%
Born in different state 6,042 58.6%
Foreign born 447 4.3%
Naturalized citizen 569 5.5%
Not a US citizen 300 52.7%
Ancestry
Ancestry Count %
French 1,338 13%
Italian 1,031 10%
Arab 464 4.5%
Polish 136 1.3%
English 48 0.5%
Ancestry Count %
Norwegian 24 0.2%
Dutch 15 0.1%
Irish 14 0.1%
German 8 0.1%
Technology access
Metric % of households
Computer access 38.2%
Internet access 98.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 78063
What city is ZIP code 78063 in?
ZIP code 78063 is primarily assigned to Pipe Creek, Texas.
What county is ZIP code 78063 in?
ZIP code 78063 falls within Bandera County, Texas.
Is ZIP code 78063 mostly owner-occupied?
92% of occupied units in ZIP code 78063 are owner-occupied, well above the national average.
Does ZIP code 78063 have a large retiree population?
43% of households in ZIP code 78063 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 78063 have a large veteran population?
16% of civilians in ZIP code 78063 are veterans, above the national average of ~7%.
What is the population of ZIP code 78063?
ZIP code 78063 has an estimated population of 10,309 residents, with a density of 86 people per square mile.
What timezone is ZIP code 78063 in?
ZIP code 78063 observes the CST timezone.
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